Want to port your mortgage?

Are you looking to move to a new home while keeping your existing mortgage deal? At Yomo Finance, we understand the importance of securing favourable terms, and our ‘port your mortgage’ service allows you to seamlessly transfer your current mortgage rate and terms to a new property. Call our team in Aylesford now to book an appointment.

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We work with more than 90 mortgage lenders, including:

What is mortgage porting?

Mortgage porting is the process of transferring your existing mortgage deal, including the interest rate, term, and conditions, to a new property when you move. Instead of taking out a brand-new mortgage, you essentially ‘port’ or carry over your current mortgage to the new home.

Moving House Mortgage Advice

Moving home is a really exciting time. There are many fun parts you get to enjoy – such as viewing houses, exploring local areas, choosing new furnishings – but these are sometimes overshadowed by the more stressful parts, like arranging a mortgage, particularly where you may have special requirements like a non-standard construction mortgage or specialist property type.

How can porting your mortgage be of benefit?

Retain your current interest rate

If you secured a particularly low interest rate on your existing mortgage and rates have since risen, porting allows you to keep that advantageous rate, potentially saving you thousands in interest payments

Avoid early repayment charges

Leaving a mortgage deal before the fixed or discounted period ends can result in costly early repayment charges. By porting your mortgage, you can avoid these fees since you’re keeping the same mortgage terms.

Streamlined process

Yomo Finance has a streamlined and efficient process for dealing with mortgage porting applications. As your lender already has your information on file, applications are usually a smoother process.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

What Our Customers Say

See more YOMO Finance reviews here.

Excellent

5.0

Based on 69 reviews

Tia C.

11:12 20 Nov 24

Lisa has been exceptional. Her informative and timely responses are invaluable to an estate agent like myself, as they allow me to keep our vendors informed at all times. Thank you Lisa! :)

Edenwood P.

16:35 30 Oct 24

Absolutely brilliant service. Ben was patient with my questions and give detailed answer that had me leaving the meeting knowing much more about my mortgage, opportunities available for me to improve my rate in the short term and how to plan for a better rate in the future

Jess C.

17:32 10 Oct 24

Ben, Lily and team were great with me whilst buying my first home. It was an easy smooth process and everyone was helpful, professional and polite. Thank you for all your help!

Jake C.

14:17 13 Aug 24

I dealt with Ben during my initial mortgage appointment and he was nothing but helpful and informative. We initially scheduled an appointment for 45 mins, but we were on the phone for 90 as he went through all of the lenders and services they provide in detail. Ben weighed up several variables and in conjunction with his professional opinion, found me the most appropriate lender for my needs. I have full faith and trust in Ben to continuously scour all lenders for the best deal and find me a bargain. Would highly recommend to anyone and will recommend Yomo Finance to all friends and family.

Charlotte C.

13:18 24 Jun 24

I've had a great experience using Yomo Finance. Ben has been so much help throughout the whole process and has always been at the other end of the phone to answer any query that I've had. Being a first time and solo buyer, I've had lots of questions however Ben has helped me understand and supported me from start to finish. I 100% recommend. Thank you to Ben and the rest of the team for all of your help.