We’re experts in buy to let mortgages

Finding the right mortgage deal for your rental property can be a challenge, but Yomo Finance is here to help. Call our advisors in Aylesford now to book an appointment.

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We work with more than 90 mortgage lenders, including:

Helping you make the most of your rental property

Discover lucrative opportunities with our tailored buy to let mortgage solutions. At Yomo Finance, we specialise in securing exclusive rates to maximise your investment potential. Whether you are looking for guidance when purchasing your first buy to let property or if you want our help managing your existing portfolio, we are the mortgage broker for you.

Simplifying the buy to let process

Generating income from rental properties has great potential, but getting started and applying for buy to let mortgages can be challenging. At Yomo Finance we simplify the application process and will provide expert advice on navigating regulations and market trends. Trust us to make your buy to let venture seamless and profitable.

What Is a Buy to Let Mortgage?

A BTL (buy to let) or buy to rent mortgage is a type of mortgage specifically for properties that are owned or purchased with the intention of renting them out.

They’re often set up on an interest only mortgage basis, which means you only make monthly interest payments each month. The outstanding loan balance – i.e. the amount you borrow – doesn’t reduce and is paid back at the end of the mortgage term via a suitable repayment vehicle, usually the sale of the property.

If you rent out a property on which you only have a residential mortgage, you’ll be in breach of your mortgage agreement which could put your property at risk of repossession. To rent out your property without breaching your mortgage agreement you’d have to either obtain consent to let from your existing lender or switch to a buy to let mortgage. Find out more about converting your residential mortgage to buy to let.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

What Our Customers Say

See more YOMO Finance reviews here.

Excellent

5.0

Based on 69 reviews

Tia C.

11:12 20 Nov 24

Lisa has been exceptional. Her informative and timely responses are invaluable to an estate agent like myself, as they allow me to keep our vendors informed at all times. Thank you Lisa! :)

Edenwood P.

16:35 30 Oct 24

Absolutely brilliant service. Ben was patient with my questions and give detailed answer that had me leaving the meeting knowing much more about my mortgage, opportunities available for me to improve my rate in the short term and how to plan for a better rate in the future

Jess C.

17:32 10 Oct 24

Ben, Lily and team were great with me whilst buying my first home. It was an easy smooth process and everyone was helpful, professional and polite. Thank you for all your help!

Jake C.

14:17 13 Aug 24

I dealt with Ben during my initial mortgage appointment and he was nothing but helpful and informative. We initially scheduled an appointment for 45 mins, but we were on the phone for 90 as he went through all of the lenders and services they provide in detail. Ben weighed up several variables and in conjunction with his professional opinion, found me the most appropriate lender for my needs. I have full faith and trust in Ben to continuously scour all lenders for the best deal and find me a bargain. Would highly recommend to anyone and will recommend Yomo Finance to all friends and family.

Charlotte C.

13:18 24 Jun 24

I've had a great experience using Yomo Finance. Ben has been so much help throughout the whole process and has always been at the other end of the phone to answer any query that I've had. Being a first time and solo buyer, I've had lots of questions however Ben has helped me understand and supported me from start to finish. I 100% recommend. Thank you to Ben and the rest of the team for all of your help.